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Group Health Insurance |
| Businesses have the unique opportunity to offer Guaranteed Issue Health Benefits for their employees. We have over 20 years experience guiding small businesses to the right choice for their blend of employees. With the hundreds of combinations of plans, and the speed and frequency of change in those plans, our experience is your gain! Remember–healthy employees are productive employees!! We represent Kaiser, HealthNet, PacAdvantage, Blue Cross, Blue Shield, AETNA, CalChoice, and PacifiCare. |
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Group Dental Insurance |
| Group Dental Plans can save your employees a lot of money, and are an essential part of a complete Benefit Package. We have a wide variety of options with Humana, Kelsey, Blue Cross, and Dutcher Dental. |
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Group Vision Insurance |
| Another component of a complete Benefit Package, we can determine if a plan is right for you. We represent Vision Service Plan. |
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Group Life Insurance |
| A Group Life Policy can be a wonderful bonus or just part of a complete Benefit Package. What a good way to give employees peace of mind that their loved ones will be taken care of in a time of crisis. We represent Standard Life, Blue Cross, Safeco, and Fort Dearborn. |
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Disability Insurance (DI) |
| Ever think what would happen if the major income earner couldn’t work? Don’t lose your retirement nest egg because of a short-term disability. Whether it’s because of illness or injury, DI will give you a monthly check so you can continue to pay your bills. This can be used to protect commercial or personal assets, and can be written as an individual or group policy. |
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We provide disability insurance from the following provider: Standard Insurance |
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Cafeteria Plans |
A Cafeteria Plan is not a lunch menu, but a way of paying for Health, Dental and Vision coverage out of pre-tax pay. Cafeteria Plans may also include Flexible Spending Accounts (FSA’s). FSA plans allow you to set aside money for non-reimbursable medical expenses, such as medical co-pays, eyeglasses, or dental expenses. There are also FSA accounts that can be set up to use pre-tax dollars for child care or elderly care. These plans can save both the employee and the employer money. We can help you set them up to be as hassle-free as possible.
Contact us anytime at insurance@placerwest.com |
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