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Health Insurance |
| Your health comes first. Period. Whether you prefer a PPO, HMO, or an HSA Compatible High Deductible Plan, we can help you find a Health Insurance plan to fit your needs. We represent many companies offering insurance in California including: Blue Cross, Blue Shield, PacifiCare, NationWide, HealthNet, Aetna, Kaiser. Whether you are searching for long term, short term, individual, or for a family, we write it all. |
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Life Insurance |
| Let us help you with your Life Insurance needs, whether it is Whole Life, Universal or Term. We’ll explain the differences and be sure you get the best value for your money. We have a quoting system that allows us to quickly get quotes to suit your needs and budget. Some of the 200 companies we can quote and write with include: Safeco Life, North American, General American, State Life, Prudential, Jackson National Life, Zurich Life, and Federal Kemper. |
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Disability Insurance (DI) |
| Ever think what would happen if the major income earner couldn’t work? Don’t lose your retirement nest egg because of a short-term disability. Whether it’s because of illness or injury, DI will give you a monthly check so you can continue to pay your bills. This can be used to protect commercial or personal assets, and can be written as an individual or group policy. |
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We provide disability insurance from the following provider: Standard Insurance |
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Dental Insurance |
| For your self, for your family, or for your employees, we can find a dental plan that works for you. We offer Blue Cross Dental, Dutcher/Safeguard, Humana Dental, and Kelsey National. |
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Long Term Care |
Eighty percent of all Americans will need some type of Long Term Care after the age of 65. Statistics show that the population group that is increasing the most rapidly is ages 85 and older. The cost of a Home Health Nurse or six months recovering from a fall or stroke in a Nursing Home can devastate a person’s life savings, or that of their children. The best time to purchase this type of insurance is when you are between the ages of 40 and 55 years, in order to lock in less expensive premiums for life.
Contact us anytime at insurance@placerwest.com |
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